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KIRKLAND, Wash. /eNewsChannels/ -- NEWS: If you're 50-plus, Denise Gott has some holiday advice for you. 'Consider giving yourself the gift of long-term care insurance,' she says. 'It just might lift your spirits during the gift-giving season.' Gott is CEO of ACSIA Partners, a leader in long-term care planning.

KIRKLAND, Wash. /eNewsChannels/ -- NEWS: LTC Financial Partners, LLC (LTCFP), one of America's largest and most experienced long-term care insurance agencies announces a bold shift from its traditional focus on LTC insurance to a broad, balanced focus on multiple ways to pay for care.

KIRKLAND, Wash. /eNewsChannels/ -- NEWS: Aging Americans on Notice: When today's 50 to 60-somethings turn 70 to 80-something, tens of billions of dollars per year will be paid to holders of long-term care insurance policies and related financial instruments. Today LTC Financial Partners, LLC, offers a five-fold path for participation.

KIRKLAND, Wash. /eNewsChannels/ -- NEWS: The newly revised guide, '3 in 4 Need More: Long Term Care Planning TODAY,' succinctly describes more than half a dozen government or private financial options. The 36-page publication is offered free by LTC Financial Partners, LLC (LTCFP), under a non-exclusive distribution agreement with the 3in4 Association, the publishers.

KIRKLAND, Wash. /eNewsChannels/ -- NEWS: LTC Financial Partners, LLC (LTCFP), today announced a five-part 'solution set' for Americans facing a growing problem: how to cope when Mom, Dad or another family member succumbs to dementia, which includes Alzheimer's disease. When dementia strikes, memory and other faculties decline.

KIRKLAND, Wash. /eNewsChannels/ -- A new guide describes a form of insurance designed to protect against financial catastrophe on the heels of catastrophic illness. Titled 'Surviving Critical Illness Financially,' the guide is being offered free of charge by LTC Financial Partners, LLC (LTCFP), under a non-exclusive distribution agreement with business partners American Independent Marketing (AIM) and GoldenCare USA, the publishers.

KIRKLAND, Wash. /eNewsChannels/ -- Following a recent announcement, LTC Partners and Insurance Services, LLC, will be providing long-term care education to member banks of the California Bankers Association (CBA), one of America's largest state banking trade organizations.

KIRKLAND, Wash. /eNewsChannels/ -- NEWS Apr 18, 2013: An updated workplace guide, announced today, describes the tax, productivity, and other benefits of adding the missing link to employee benefit packages: long-term care insurance. 'Long Term Care Outreach and Education Program,' is published by LTC Financial Partners LLC, one of America's most experienced long-term care insurance agencies.

KIRKLAND, Wash. /eNewsChannels/ -- Tax time may be a good time to move your decision about long-term care insurance to the front burner, because the premiums of many policyholders may be subsidized by tax deductions or credits. So says Denise Gott, National Sales Manager of LTC Financial Partners, LLC (LTCFP), one of America's most experienced long-term care insurance agencies.

KIRKLAND, Wash. /eNewsChannels/ -- Until recently, long-term care (LTC) financing has been offered to Americans primarily in the home; and the means of financing has been limited to LTC insurance, for the most part. That's no longer so with LTC Financial Partners, LLC (LTCFP), one of America's largest and most experienced LTCi agencies.

KIRKLAND, Wash. /eNewsChannels/ -- Today LTC Financial Partners, LLC (LTCFP) announces an alliance with Alternatives for Seniors, the leading senior housing and services online directory. 'Together our two companies will ease the transition to senior living, which usually involves a host of stressful lifestyle and financial adjustments,' says Cameron Truesdell, CEO of LTCFP.

KIRKLAND, Wash. /eNewsChannels/ -- Why are some middle-aged Americans buying long-term care insurance (LTCi) for their aging parents? It's partly because Mom and Dad may need help with the tasks of daily living, but can't afford a policy to pay for it, according to Denise Gott, National Sales Manager of LTC Financial Partners, LLC (LTCFP).

KIRKLAND, Wash. /eNewsChannels/ -- Has the government got your back on long-term care (LTC), or not? Are the odds small or great that you or a family member will ever need LTC? How safe is a 'wait-and-see' approach to the issue? These key questions are addressed in an online quiz from LTC Financial Partners, LLC (LTCFP), one of America's largest and most experienced long-term care insurance agencies.

KIRKLAND, Wash. /eNewsChannels/ -- Today LTC Financial Partners, LLC (LTCFP) announces a straw poll to let people guess the cost of long-term care insurance, immediately learn what others think, and then get actual numbers from an expert by phone. The poll and follow-up information are designed to correct a misconception that may be leaving most Americans unnecessarily unprotected.

KIRKLAND, Wash. /eNewsChannels/ -- All Americans owe a debt of gratitude to those who work for a living. But what about our caregivers, who selflessly tend the disabled - helping them eat, bathe, go to the bathroom, dress? Our society could not function without caregivers, yet we give them short shrift when handing out thank-you's. To rectify this, LTC Financial Partners, LLC (LTCFP) proposes a Labor Day token of thanks.

KIRKLAND, Wash. /eNewsChannels/ -- When the Supreme Court upheld The Patient Protection and Affordable Care Act (Obamacare), uncertainty about health insurance abated. But what about long-term care insurance, which covers in-home, nursing-home, and assisted-living care - expensive services scarcely addressed by regular insurance or Medicare? That issue remains as head-scratching as ever, according to LTC Financial Partners, LLC (LTCFP), one of America's most experienced long-term care insurance agencies.

KIRKLAND, Wash. /eNewsChannels/ -- Today LTC Financial Partners, LLC (LTCFP) announces a free service to help consumers learn about the financial risk of needing long-term care someday, and how to manage the risk. The service blends the best of technology with the best of humanity: real, live advisors on the phone.

KIRKLAND, Wash. /eNewsChannels/ -- Today the non-profit 3in4 Association announces a partnership with CareOptions Online (COOL), a web-based service promoting wellness and offering quick, easy access to healthcare services for entire families. The main focus is on mature adults and seniors, but the health and fitness advice applies to children and young adults as well.

KIRKLAND, Wash. /eNewsChannels/ -- LTC Financial Partners, LLC (LTCFP) today announced an agreement with EraNova Institute to distribute a special report on the future of long-term care insurance (LTCI) as an employee benefit. The report will be made available by LTCFP to selected employee benefit brokers, human resource managers, and heads of business and non-profit organizations.

KIRKLAND, Wash. /eNewsChannels/ -- In a tight presidential race, voter sentiment on religion, race, jobs or contraception could tip the balance. Or 'the decisive issue just might be a health problem that jeopardizes almost every American family,' says Jonas Roeser, Senior VP of Marketing and Operations for LTC Financial Partners LLC (LTCFP), one of the nation's most experienced long-term care insurance agencies.

KIRKLAND, Wash. /eNewsChannels/ -- Today LTC Financial Partners LLC (LTCFP) discloses plans to offer a beefed-up array of long-term care insurance choices for individuals and employee groups. The offerings are from multiple insurance carriers.

KIRKLAND, Wash. /eNewsChannels/ -- Today one of America's most experienced long-term care insurance agencies - LTC Financial Partners LLC (LTCFP) - reveals a little-known secret for people in the market for LTC insurance. 'Just ask your employer about it,' says Dan Cahn, LTCFP's Senior Vice President of Business Development.

KIRKLAND, Wash. /eNewsChannels/ -- Today MedAmerica Insurance Company (MedAmerica) and LTC Financial Partners, LLC (LTCFP) announce a distribution agreement to make a broad suite of long-term care insurance products available at reduced underwriting and multi-life discounts to employees. The policy suite is the latest incarnation of multi-life LTC insurance, a relatively new, increasingly-popular type of employee benefit that is proliferating faster than traditional group LTC plans.

KIRKLAND, Wash. /eNewsChannels/ -- Long-term care insurance is subsidized, in effect, by Uncle Sam. 'For many people, a large part of their premium cost is deductible on their federal tax return,' says Denise Gott, National Sales Manager and Chairman of the Board of LTC Financial Partners, LLC (LTCFP). 'That doesn't make coverage free, but it makes it more affordable for millions.' LTCFP is one of the nation's largest and most experienced agencies specializing in long-term care insurance.

KIRKLAND, Wash. /eNewsChannels/ -- Christopher Gardner, played by Will Smith in 'The Pursuit of Happyness' (Columbia Pictures, 2006), was jobless and homeless with a baby boy to support. He bounced back, gaining wealth and a future for his son. Inspired by this example, LTC Financial Partners LLC (LTCFP) invited Gardner to speak at the company's annual meeting, held this year in New Orleans, January 13-15.

KIRKLAND, Wash. /eNewsChannels/ -- Looking for a New Year's resolution that's not a sweat, like losing 15 pounds or going off cigarettes? 'Consider resolving to investigate long-term care insurance,' says Denise Gott, National Sales Manager and Chairman of the Board of LTC Financial Partners, LLC (LTCFP). 'It's a snap to accomplish, takes just minutes, and you'll breathe easier about your future.'

KIRKLAND, Wash. /eNewsChannels/ -- Whether you celebrate Christmas, Hanukkah, or another end-of-year holiday, long-term care insurance just might be the best present you could possibly give. 'That may sound crazy,' says Denise Gott, National Sales Manager and Chairman of the Board of LTC Financial Partners, LLC (LTCFP).

KIRKLAND, Wash. /eNewsChannels/ -- In November the 3in4 Association added seven new members to its advisory board, and received increased support from two insurance carriers: John Hancock, an existing member of the organization, and Genworth, which provided sponsorship of a meaningful consumer study. 'We're gaining momentum,' says Mark Goldberg, Treasurer of the association that runs the '3 in 4 Need More' campaign.

KIRKLAND, Wash. /eNewsChannels/ -- Thanksgiving is a time to join with family to say thanks for life's blessings. It can also be a time to make sure those blessings continue year after year, uninterrupted by the financial impact of long-term health issues. 'According to the U.S. Department of Health and Human Services, about 7 in 10 of us over age 65 will need long-term care at some point,' says Denise Gott, National Sales Manager and Chairman of the Board of LTC Financial Partners, LLC (LTCFP).

KIRKLAND, Wash. /eNewsChannels/ -- Today the American Senior Benefits Association (ASBA) announced the selection of LTC Financial Partners, LLC (LTCFP) to provide long-term care education and insurance for members and their families. The aim of the ASBA Long-Term Care Insurance Program is to supply education on the financial risks associated with long-term care and how a long-term care insurance policy can transfer these risks from a member's assets to that of an insurance carrier.

KIRKLAND, Wash. /eNewsChannels/ -- The majority of adults believe that long-term care insurance should be purchased between the ages of 45-64, yet 82 percent of this age group have not purchased a policy, finds a new study from the 3in4 Association. The study, sponsored by Genworth Financial (NYSE:GNW), also shows that since the 2008 financial crisis, only 20 percent of adults have taken any action on their financial strategy and almost half of respondents do not expect to add anything to their plan in the next two years.

KIRKLAND, Wash. /eNewsChannels/ -- Today one of the nation's largest long-term care insurance agencies announces a national effort to help all Americans with their long-term care financing needs. The company is LTC Financial Partners, LLC (LTCFP), which represents multiple insurance carriers.

KIRKLAND, Wash. /eNewsChannels/ -- Each November, during Long-Term Care Awareness month, Americans are reminded to think about their future care needs. For those who want to get serious about it, a seminar is available to answer all questions. It's provided free to local groups by LTC Financial Partners, LLC (LTCFP), one of the nation's largest long-term care insurance agencies representing multiple carriers.

KIRKLAND, Wash. /eNewsChannels/ -- Washington state residents are about to be rewarded for planning ahead for their long-term care (LTC) needs, but the forthcoming program will be even better with a few tweaks. So says Helen Boyer, who testified on October 11 before the Washington State Office of the Insurance Commissioner. Boyer, a Bellevue-based attorney specializing in insurance law, is a Partner with LTC Financial Partners, LLC.

KIRKLAND, Wash. /eNewsChannels/ -- As part of health reform, American companies are required to enable their employees to participate in the public option for long-term care insurance, known as the Community Living Assistance and Supports (CLASS) program. Now being fleshed out by the U.S. Department of Health and Human Services, CLASS - though postponed until 2013 - calls for employees to be automatically enrolled, with payroll deductions, unless they opt out.

KIRKLAND, Wash. /eNewsChannels/ -- If one of your aging parents suddenly needs help with the tasks of daily living, who will provide it? You? 'If that's your default plan,' says Craig Smith, President of LTC Financial Partners LLC, 'be prepared for sticker shock. Your services don't come free.' LTCFP is one of the nation's largest and most experienced long-term care insurance agencies.

KIRKLAND, Wash. /eNewsChannels/ -- Regenerative Cellular Therapy (RCT) of Puerto Penasco, Sonora, Mexico, is holding its first annual treatment giveaway. Over the next five weeks, starting September 13, two lucky winners per week will receive state-of-the-art regenerative cellular cancer treatments free of charge.

KIRKLAND, Wash. /eNewsChannels/ -- The economy has not been doing great, but LTC Financial Partners LLC (LTCFP) has. This month Inc. Magazine ranks LTCFP No. 2,483 among all companies, and No. 25 among companies in the insurance industry, in its annual ranking of the nation's 5000 fastest-growing companies. LTCFP also made the Inc. 5000 list in 2008, 2009 and 2010.

KIRKLAND, Wash. /eNewsChannels/ -- LTC Financial Partners LLC (LTCFP), one of the nation's most experienced long-term care insurance agencies, is looking for high-performing sales managers to build teams and drive business in key geographic areas.

KIRKLAND, Wash. /eNewsChannels/ -- With federal purse strings tightening, Americans are likely to need a mix of private and diminished government resources to pay for their long-term care. To help people achieve the right mix, free presentations are being offered nationwide by LTC Financial Partners, LLC (LTCFP), one of the country's largest long-term care insurance agencies.