System Lets Consumers Compare Costs from Highly Reliable Companies Only
KIRKLAND, Wash. — An updated national web site with new satellite sites, spanning America, will help seekers of long term care insurance sidestep two problems: unnecessary expense, and less desirable carriers with a record of precipitous rate increases or poor customer service. The updated national site is www.ltcfp.com, run by LTC Financial Partners LLC, the nation’s most experienced long term care insurance brokerage.
The system works this way. When people visit http://www.ltcfp.com, they click on a button, “CLICK HERE to find an agent.” This takes them to a page showing a U.S. map. When they click on their state, they see a list of the satellite sites within that state, listed alphabetically by locality (city or town). A final click takes the visitor to the site manned by a state-licensed field underwriter near them.
There, the visitor may request comparative quotes from pre-screened carriers through their local underwriter. They may also download a four-color, word-and-picture eGuide with key facts about long term care insurance. In addition, they may submit a form requesting by-phone answers to their questions.
“Our new approach saves people money in several ways,” says Cameron Truesdell, CEO of LTC Financial Partners. “First, it offers a cost comparison of policies from competing carriers, but that’s just for starters. Our approach also helps people take advantage of LTC tax breaks and choose the policy that best protects their assets.” For companies and groups, there can be additional savings, Truesdell points out. “Often an underwriter will help a consumer work with their employer to qualify for a group rate.”
Perhaps a more critical value of the system is the pre-screening of carriers — in light of current concerns over poor follow-through and price gouging by some companies. “We formed our organization to serve the public, not the carriers,” says Truesdell. “We screen carriers stringently on their policy features, industry ratings, and performance including customer satisfaction and rate stability. Only the soundest, best companies make it onto our list.”
Truesdell’s network now embraces more than 400 state-licensed field underwriters covering the continental United States, Hawaii, and Alaska. About 100 of the satellite sites are currently operational. For the other field underwriters, mini web pages provide basic information; and visitors may request quotes by email.
[tags]long term care insurance brokerage, CEO Cameron Truesdell, LTC Financial Partners LLC, find LTCi agent[/tags]
