Golf and Long Term Care Insurance, Beautiful Together
KIRKLAND, Wash. — Improving one’s golf game has a lot in common with improving one’s life, especially in the senior years, according to golf legend Billy Casper. The pro has teamed with the nation’s most experienced long term care insurance brokerage, LTC Financial Partners LLC, to spread his views. And he’s offering a free online golf lesson to drive the point home.
“No matter how well you play, it’s not possible to play a perfect round of golf,” says Casper, “but you can anticipate and prepare for the inevitable setbacks.” In life, most Americans fail to plan adequately for similar setbacks, especially with regard to their health, he asserts. While health insurance is common, the majority of Americans leave a gaping hole in their protection — failing to secure long term care insurance. This is as foolish as assuming perfect strokes and good luck throughout a golf game, Casper believes.
“In life, as we age, there can also be a bad bounce,” Casper says. “An unexpected accident or illness can suddenly leave you facing a long, and often-times permanent, period of disability during which you require care.” This extended care is typically not covered by health insurance plans; and it’s not covered by Medicare or Medicaid, except for the indigent. Disability setbacks are nearly as likely as golf setbacks, Casper points out. The Scripps Gerontology Center estimates that 43% of Americans age 65 and older will need long term; and the odds that someone in a family — spouse, parent, sibling, child — will need extended care approach 100%.
“It just makes sense to be prepared,” says Casper, pointing to the average cost of nursing home care at $70,000 per year, projected to rise to steeply in the years ahead, according to the MetLife Mature Market Institute. Care in one’s own home can easily cost as much.
“I think you can see that it wouldn’t take long to wipe out your savings and lifestyle,” Casper adds. Millions of baby boomers, now approaching retirement, can look forward to greater peace of mind on the golf course if they “plan for those bad bounces in life now.”
Casper and LTC Financial Partners are offering free information for doing better in golf and care planning:
- – A free lesson from Casper’s Online Golf Training series, and
– The guidebook, “Dignity for Life: Five things you should know before considering Long Term Care Insurance,” from LTC Financial Partners.
The free items may be requested at http://www.ltcfp.us/golf-ltc .
Earlier this year, LTC Financial Partners announced another health-related move: doctors’ office displays offering free long term care information.
[tags]Golf Legend Billy Casper, long term care insurance brokerage, LTC Financial Partners LLC, Online Golf Training series, Dignity for Life, free online golf lesson[/tags]
