NAPLES, Fla. /eNewsChannels/ — NEWS: Long-term care experts across America are giving a boost to seven awareness campaigns that seek to join Thanksgiving at this month’s table of caring. The experts are state-certified agents with LTC Financial Partners, LLC (LTCFP), one of America’s largest and most experienced long-term care insurance agencies. “All seven campaigns are very worthwhile,” says Janet Washburn, an LTCFP Partner and National Trainer, based in Florida.
“They’re all needed because they all address, in their own particular way, the need for long-term care planning.” With the nation’s attention focused on the Affordable Care Act, insufficient LTC planning is an almost invisible elephant in the room, Washburn asserts.
Various associations and agencies have designated November as “awareness month” for their cause.
The ones identified by LTCFP as worthy and focused substantially or in part on long-term care include –
* Long Term Care Awareness Month,
* National Home Care Month,
* National Family Caregivers Month,
* National Hospice and Palliative Care Month,
* National Alzheimer’s Disease Awareness Month, and
* Warrior Care Month.
Yet another LTC awareness program (number seven, this one year-round) is the 3 in 4 Need More campaign — http://3in4needmore.com/ — run by the 3in4 Association.
LTCFP is founding sponsor of 3in4; and this July Washburn was appointed to the advisory board, serving alongside 23 other industry leaders. The organization is running awareness seminars in California in collaboration with the California Partnership for Long-Term Care.
The seven separate campaigns may at first seem far-ranging, “but they all boil down to one important thing,” says Washburn. “That’s the huge gap in long-term care planning.” She points out that most of us don’t have a way to pay for long-term care. “Health insurance doesn’t cover it, Medicare doesn’t either, and few of us have enough savings or assets to pay for it.”
The problem is especially acute because it’s so widespread. “It affects almost everyone,” says Washburn. “Personally or financially most will be hit by it at some point, almost for sure. We’ll either need long-term care ourselves, or we’ll be called upon to provide care for someone else.”
While all seven campaigns focus on the long-term care problem, two of them — Long Term Care Awareness Month and the 3 in 4 Need More campaign — do so universally. The other five specialize in some facet: the location of care (home or hospice), condition requiring care (cognitive dysfunction), or a population segment with a special need for care (returning veterans).
One of the seven focuses not on those who need care but on family members who are called upon to provide it, often risking their own health or financial security.
LTCFP supports the objectives of all seven campaigns. “They offer something worth talking about at the Thanksgiving table,” says Washburn.
While the campaigns focus on the underlying problem, Washburn’s organization provides across-the-board solutions. These include long-term care insurance, annuities, life insurance with LTC riders, reverse mortgages, and critical illness insurance.
Information is available from the following LTCFP solution experts:
CA: Phyllis Solgere
CA: Sarah Fisher
CA: Petra Petry
CA: Art Neibrief
CT: Larry Golfin
CT: Steve Foss
CT: Leonard Wik
FL: George Braddock
FL: Janet Washburn
GA: Belen Hickman
GA: Amy Pollock
ID: Linda Hicks
IL: Robin Frank
IN: Kirk Bennett
MI: Tom Varner
MN: Jennifer Ragborg
MO: Wendy Rinehart
MO: Keith Eisberg
NE: Larry Heinert
NE: Larry Neuwirth
NJ: Michael B. FitzPatrick
NJ: Richard Landau
NJ: James Cundari
NY: Steve Brefere
NY: Virginia Lee Kintz
NY: Sheila White
NY: Jennifer Lenihan
NY: Susan Lenihan
NY: Jay Charno
NY: Gene Cutler
NY: Michael Robinson
NY: Ronald Brie
NY: Dana Dee
NY: Ray Donnelly
NY: Peter Molnar
OH: Thomas Hodges
OH: John Cullen
OH: Pattianne Baran
OH: Brenda Gray
OR: Diane Steeves
PA: Kevin Bressler
PA: Cathy Allen
SC: Madeline Wade
TN: Mark Wardell
TX: Bill Holland
TX: Kay Nettles
TX: Kat Roebuck
TX: Kim Beckham
VA: Linda Sotirion
VA: George Polizos
VA: Patricia O’Neill
VA: Michael Zuchowski
VT: Tod Warner
WA: Christine Khemis
WA: Lucille Smith.
LTCFP — http://www.ltcfp.com/ — serves employee groups and associations as well as individuals. The solution experts are led by Mark Goldberg, National Sales Manager. Goldberg serves as director and officer of the 3in4 Association.
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