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2024 HMDA insights: IMBs dominate, refinances rise, equity gaps persist, says iEmergent

eNewsChannels NEWS: -- iEmergent, a forecasting and advisory services firm for the financial services, mortgage and real estate industries, has released its analysis of 2024 Home Mortgage Disclosure Act (HMDA) data in Mortgage MarketSmart. The insights, shared by iEmergent CEO Laird Nossuli, highlight a modest market recovery from 2023 alongside deepening disparities in borrower outcomes and a reshuffling of lender dynamics.

Another Strong Showing to Round Out Q1/2025 with 425 New Industrial Manufacturing Planned Projects

eNewsChannels NEWS: -- Industrial SalesLeads announced today the March 2025 results for the new planned capital project spending report for the Industrial Manufacturing industry. Research confirms 147 new projects in the Industrial Manufacturing sector. The company monitors planned industrial capital investments across North America, encompassing facility expansions, new factory builds, and major equipment upgrades.

March 2025 Produced 57 New Food and Beverage Industry Planned Projects with Activity in Ohio, PA and S.D., Says Industrial SalesLeads

eNewsChannels NEWS: -- Industrial SalesLeads' March 2025 report on new planned capital project spending in the North American Food and Beverage industry has been released today. The report, which covers facility expansions, new plant construction, and significant equipment modernization, indicates 57 new projects.

Optimal Blue’s March 2025 Market Advantage report shows an increase in non-conforming share as buyers seek greater flexibility and higher loan...

eNewsChannels NEWS: -- Optimal Blue today released its March 2025 Market Advantage mortgage data report, showing a 24% surge in rate lock volume as early spring buyers returned to the market and homeowners jumped at the chance to refinance into lower rates. While still down 2% on a year-over-year (YoY) basis, purchase volumes were up 21% month-over-month (MoM). Rate-and-term and cash-out refinances jumped 52% and 20% MoM, respectively, together representing 25% of all lock activity.

Neurotech Reports releases ‘The Market for Implanted Pain Neuromodulation Systems: 2025-2030’

eNewsChannels NEWS: -- Neurotech Reports, the publisher of the newsletter Neurotech Business Report, announced the availability of a new market research report that forecasts the growth of the worldwide market for implanted pain neuromodulation systems. According to the newly published report, "The Market for Implanted Pain Neuromodulation Systems: 2025-2030," the worldwide market will be $3.37 billion in 2025, growing to $6.49 billion by 2030, which represents a 12% compound annual growth rate.

A 15% Increase in New Industrial Manufacturing Planned Projects Reported for Feb. 2025, says Industrial SalesLeads

eNewsChannels NEWS: -- Industrial SalesLeads released its February 2025 report on planned capital project spending within the Industrial Manufacturing sector. The company monitors industrial capital project activity across North America, including new plant construction, facility expansions, and major equipment upgrades. The latest research identifies 149 new projects, with renovation initiatives taking the lead in the industry.

Mortgage Capital Trading (MCT) Reports 28% Increase in Mortgage Lock Volume Heading into Spring 2025

eNewsChannels NEWS: -- Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, today announced a 27.91% increase in mortgage lock volume compared to the previous month. Industry professionals and stakeholders are encouraged to download the full report for a detailed analysis.

Optimal Blue Feb. 2025 Market Advantage report indicates stabilizing conforming loan share amid refinance growth and sluggish purchase activity

eNewsChannels NEWS: -- Optimal Blue today released its February 2025 Market Advantage mortgage data report, showing a 7% month-over-month increase in mortgage lock volume driven primarily by a surge in refinance activity. Rate-and-term refinances saw the biggest jump, rising nearly 40% as homeowners seized the opportunity to lower their monthly payments. Cash-out refinances also edged higher, while purchase lock activity remained subdued for the second consecutive month.

Industrial SalesLeads Report: 48 New Food and Beverage Capital Projects in Feb. 2025, Including 33 Processing Facilities

eNewsChannels NEWS: -- Industrial SalesLeads has published the February 2025 report on planned capital project spending in the Food and Beverage industry. Research identified a total of 48 new industrial projects within the sector. The Firm monitors planned industrial capital project activity across North America, including new plant construction, facility expansions, and major equipment modernization initiatives.

The Mortgage Collaborative releases 2024-2025 Mortgage Industry Insights

eNewsChannels NEWS: -- The Mortgage Collaborative (TMC), a leading network of mortgage lenders dedicated to innovation and collaboration, has released its latest Pulse of the Network report, offering key insights into the challenges and opportunities shaping the mortgage industry in 2025. The survey, conducted with decision-makers-including CEOs, COOs, and department heads from banks, credit unions, and independent mortgage banks (IMBs)-highlights how lenders are preparing for a shifting market landscape.

Industrial SalesLeads: 129 New Manufacturing Planned Industrial Project Stays Steady to Start the Jan. 2025 New Year

eNewsChannels NEWS: -- Industrial SalesLeads announced today the January 2025 results for the new planned capital project spending report for the Industrial Manufacturing industry. The Firm monitors planned industrial capital projects across North America, encompassing facility expansions, new plant construction, and major equipment upgrades. Research confirms 129 new projects in the Industrial Manufacturing sector for the start of the new year.

ACES 2024-Q3 Mortgage QC Trends Report shows ‘sharp rise in insurance defects’ for second time this year

eNewsChannels NEWS: -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced the release of its quarterly ACES Mortgage QC Industry Trends Report covering the third quarter (Q3) of 2024. The latest report analyzes post-closing quality control data derived from ACES Quality Management & Control® software.

January 2025 Mortgage Lock Data Shows Year-Over-Year Improvement in Refinance Volume Despite Higher Rates

eNewsChannels NEWS: -- Optimal Blue today released its January 2025 Market Advantage mortgage data report, revealing a sharp rise in year-over-year (YoY) refinance activity alongside a drop in purchase lock counts. The decline in purchase lock counts marks the lowest January count since Optimal Blue began tracking this data in 2019. Meanwhile, refinance lock volume surged even though the Optimal Blue Mortgage Market Indices (OBMMI) 30-year ticked above 7% for the first time since May.

Millionaire Mastermind Academy Empowers Over 8,000 Minority Women: 2023-2024 Annual Report Highlights Groundbreaking Entrepreneur Curriculum

eNewsChannels NEWS: -- Millionaire Mastermind Academy (MMA), a nationally recognized nonprofit organization, has released its 2023-2024 Annual Impact Report, underscoring its proprietary entrepreneur curriculum and the power of strategic national partnerships in creating pathways to financial independence for minority women entrepreneurs. MMA has supported over 8,000 entrepreneurs, empowering them with the education, mentorship, and resources needed to build and scale successful businesses.

Mortgage Lock Volume Stays Flat in Latest MCT February 2025 Indices

eNewsChannels NEWS: -- Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, announced today a 0.12% decrease in mortgage lock volume compared to the previous month. Industry professionals and market enthusiasts are encouraged to download the complete report for a deeper understanding of the latest market trends and dynamics.

Data Indicates Possible Improvement in Affordability, says LenderLogix Q4 2024 Homebuyer Intelligence Report

eNewsChannels NEWS: -- LenderLogix, a leading provider of mortgage point-of-sale and automation software for banks, credit unions, independent mortgage banks, and brokers, today announced the release of the Homebuyer Intelligence Report, a quarterly summary of insights into borrower behavior during the home-buying process based on data collected by the LenderLogix suite of tools. The latest report covers data collected during the pre-approval and borrower application process in the fourth quarter (Q4) of 2024.

Down Payment Resource’s Q4 2024 HPI Report finds 2,466 homebuyer assistance programs available to support U.S. homeownership

eNewsChannels NEWS: -- Down Payment Resource (DPR), the housing industry authority on homebuyer assistance program data and solutions, today released its Q4 2024 Homeownership Program Index (HPI) report. The report saw the number of homebuyer assistance programs increase by 172 and the number of entities offering them increase by 75 year-over-year (YoY), bringing the total number of available programs to 2,466.

MCT Reports 16% Decrease in Mortgage Lock Volume Amid Market Dynamics for Dec. 2024

eNewsChannels NEWS: -- Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, announced today a 16.7% decrease in mortgage lock volume compared to the previous month. Industry professionals and market enthusiasts are encouraged to download the complete report to gain comprehensive insights into the evolving market dynamics.

December 2024 Mortgage Lock Data Reveals Year-Over-Year Increases Across All Loan Types Despite Seasonal Downturn

eNewsChannels NEWS: -- Optimal Blue today released its December 2024 Market Advantage mortgage data report, showcasing year-over-year (YoY) growth in mortgage activity, even as seasonal trends led to a month-over-month (MoM) decline in rate lock volumes. Overall, December mortgage lock volume was up 26% YoY, driven by an 18% increase in purchase locks, a 43% rise in cash-out refinances, and an 82% jump in rate-and-term refinances.

BOOKS TO BOOKMARK List for Q4 2024 offers 15 Great Reads to Check Out You’ve Never Heard Of

eNewsChannels NEWS: -- Publishers Newswire (PNW), an online news publisher covering books, music, indie film, and software launched in 2004, has announced its latest quarterly "books to bookmark" list for Q4 (Oct.-Dec.) 2024, noting 15 new and interesting "good reads" from small publishers released in 2024. These new books are often overlooked due to not coming from major traditional book publishing houses.

Mortgage Capital Trading (MCT) Reports a 15% Decrease in Mortgage Lock Volume Amid Higher Rates

eNewsChannels NEWS: -- Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, has announced a 15.12% decrease in mortgage lock volume compared to the previous month. The data, reflecting current market dynamics, is available in MCT's latest report, which offers in-depth analysis and insights for industry professionals and stakeholders.
Optimal Blue: Mortgage Lock Activity Fell in Nov.

Optimal Blue: Mortgage Lock Activity Fell in Nov. as Interest Rates Hit Their Highest Levels Since July

eNewsChannels NEWS: -- Optimal Blue today released its November 2024 Market Advantage mortgage data report, highlighting a 25% decrease in month-over-month (MoM) lock volume as interest rates hit their highest levels since early July, creating headwinds for affordability.
Industrial Manufacturing Reports Accelerated Growth

Industrial Manufacturing Reports Accelerated Growth for the Third Month with 151 New Projects Announced for Nov. 2024

eNewsChannels NEWS: -- Industrial SalesLeads released its November 2024 report on planned capital project spending in the Industrial Manufacturing industry, highlighting a significant uptick in activity. The firm, which monitors North American industrial capital project plans, including facility expansions, new plant construction, and major equipment modernizations, identified 151 new projects for the month.

ACES Q2/24 Mortgage QC Trends Report Reveals Second Consecutive Increase in Critical Defect Rate

eNewsChannels NEWS: -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced the release of its quarterly ACES Mortgage QC Industry Trends Report covering the second quarter (Q2) of 2024. The latest report analyzes post-closing quality control data derived from ACES Quality Management & Control® software. ACES has altered the timing of this report to better reflect Fannie Mae's accelerated timeline for post-closing quality control reviews.

Oct. 2024 Industrial Reports Shows Steady Flow of New Manufacturing Facility Construction Projects with 170 New Projects in North America

eNewsChannels NEWS: -- Industrial SalesLeads has released its October 2024 report on planned capital project spending in the North American industrial sector, identifying 170 new projects, including new plant constructions. The report shows a minor 1% dip in industrial project activity from September and a 6% year-to-date decline compared to 2023.

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