Tag: Mortgage
January 2025 Mortgage Lock Data Shows Year-Over-Year Improvement in Refinance Volume Despite Higher Rates
eNewsChannels NEWS: -- Optimal Blue today released its January 2025 Market Advantage mortgage data report, revealing a sharp rise in year-over-year (YoY) refinance activity alongside a drop in purchase lock counts. The decline in purchase lock counts marks the lowest January count since Optimal Blue began tracking this data in 2019. Meanwhile, refinance lock volume surged even though the Optimal Blue Mortgage Market Indices (OBMMI) 30-year ticked above 7% for the first time since May.
Informative Research Integrates with Thomas and Company, Expanding Mortgage Verification Platform
eNewsChannels NEWS: -- Informative Research, a premier technology provider delivering data-driven credit and verification solutions to the lending community, today announced its integration with Thomas & Company, a leading provider of value-added employer services and innovative solutions to support employee relations programs. The integration adds Thomas & Company's Wage and Employment Verification service to Informative Research's verification platform.
Argyle launches fully embedded VOIE for mortgage lenders through integration with nCino
eNewsChannels NEWS: -- Argyle, a service provider automating income and employment verifications for some of the largest mortgage lenders in the United States, today announced significant enhancements to its integration with nCino (NASDAQ: NCNO), the leading provider of intelligent, best-in-class banking solutions.
The Big Picture with Rich Swerbinsky and Rob Chrisman spotlights Rate’s Laura Schmidt as Feb. 13 guest
eNewsChannels NEWS: -- Top mortgage industry webcast The Big Picture, broadcast live every Thursday at 3 p.m. ET, this week features Laura Schmidt, senior vice president of enterprise risk and internal audit at Rate, a leading residential mortgage lending company based in Chicago. With extensive experience in enterprise risk, internal audits and regulatory management, Schmidt offers valuable insights for lenders looking to mitigate risk and ensure compliance in today's financial services landscape.
Mortgage Lock Volume Stays Flat in Latest MCT February 2025 Indices
eNewsChannels NEWS: -- Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, announced today a 0.12% decrease in mortgage lock volume compared to the previous month. Industry professionals and market enthusiasts are encouraged to download the complete report for a deeper understanding of the latest market trends and dynamics.
Fannie Mae Vice President Bill Cleary to Speak at ACES Quality Management Conference 2025
eNewsChannels NEWS: -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, has announced that Bill Cleary, vice president of Single-Family Credit Risk Loan Quality at Fannie Mae, will speak at the ACES ENGAGE conference at The Broadmoor Resort in Colorado Springs, Colo., May 18-20, 2025.
Click n’ Close’s SmartBuy Shared Appreciation Mortgage Program expands to Freddie Mac 30-year conventional loans
eNewsChannels NEWS: -- Click n' Close (CNC), a multi-state mortgage lender, today announced its SmartBuy™ Shared Appreciation Mortgage (SAM) program now features a 30-year, fixed-rate conventional option approved by Freddie Mac.
Optimal Blue Introduces 7 Major Innovations at Its Inaugural 2025 User Summit
eNewsChannels NEWS: -- Optimal Blue today unveiled a series of new products and features, alongside its major Ask Obi AI assistant announcement, at its Summit user conference in San Diego. These innovation announcements underscore the company's commitment to delivering high-impact solutions, at no additional cost, that tackle real-world challenges and help lenders maximize profitability.
Mortgage industry webcast The Big Picture with Rich Swerbinsky and Rob Chrisman showcases Optimal Blue CEO Joe Tyrrell
eNewsChannels NEWS: -- Top mortgage industry webcast The Big Picture, broadcast live every Thursday at 3 p.m. ET, this week features Joe Tyrrell, CEO of Optimal Blue, a leading provider of comprehensive capital markets solutions. With over 25 years of experience in mortgage, finance and technology, Tyrrell will share insights for lenders seeking to fine-tune profitability in secondary market transactions and enhance operational efficiency through technology.
Down Payment Resource named to HousingWire’s 2025 Mortgage Tech100
eNewsChannels NEWS: -- Down Payment Resource (DPR), the housing industry's leading technology for connecting homebuyers with homebuyer assistance programs, has been named to HousingWire's 2025 Mortgage Tech100 list, which recognizes "the companies and solutions that are revolutionizing the mortgage process - from origination to closing, and servicing to secondary markets."
Strategic alignment moves a servicing platform to the Dark Matter Technologies brand
eNewsChannels NEWS: -- Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced its expansion into the servicing market with the launch of a Dark Matter servicing platform. This strategic move positions Dark Matter as a comprehensive provider of mortgage solutions by aligning the scalable, easy-to-configure servicing platform alongside the company's loan origination systems (LOSs) and artificial intelligence productivity assistants.
Floify named to 2025 HousingWire Tech100 Mortgage honoree list
eNewsChannels NEWS: -- Floify, the mortgage industry's leading point-of-sale (POS) solution, announced that it has been named a 2025 HW Tech100 Mortgage award honoree. Now in its 13th year, the HW Tech100 award program recognizes some of the most innovative and impactful technology organizations serving the housing sector. The company is based in Boulder, Colorado and is a subsidiary of Porch Group, Inc. ("Porch Group") (NASDAQ: PRCH).
iEmergent introduces a faster, more interactive way for lenders to explore loan production, referral networks and competitive performance
eNewsChannels NEWS: -- iEmergent, a forecasting and advisory services firm for the financial services, mortgage and real estate industries, today announced the release of four new market intelligence dashboards that make it easy for lenders to slice, visualize, export and share historical and forecasted loan production, real estate listing and demographic data.
With Record Growth in 2024, NotaryCam Drives Digital Transformation
eNewsChannels NEWS: -- NotaryCam®, a Stewart-owned company and leading remote online notarization (RON) provider for real estate and legal transactions, announced a milestone year in 2024, having completed more than 154,000 RON transactions. The company also experienced a 26% increase in loss mitigation-related RON transactions through its real estate vertical, reflecting its ability to address lenders' needs for efficient borrower support.
The Big Picture mortgage webcast dives into housing finance reform with Mark A. Calabria as January 30 guest
eNewsChannels NEWS: -- Top mortgage industry webcast The Big Picture, hosted by Rich Swerbinsky and Rob Chrisman and broadcast live every Thursday at 3 pm ET, this week features Mark A. Calabria, a senior advisor at nonpartisan public policy research organization the Cato Institute and former director of the Federal Housing Finance Agency (FHFA). Drawing on his decades of experience shaping U.S. economic policy, Calabria will share insights into the federal policymaking process.
Dark Matter Technologies announces 2025 agenda for second annual Horizon User Conference
eNewsChannels NEWS: -- Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced the agenda for its Horizon User Conference. Exclusive to Dark Matter clients and partners, the conference will take place at the Omni Amelia Island on April 22-24.
Jodi Hall named as New CEO and President at The Mortgage Collaborative
eNewsChannels NEWS: -- The Mortgage Collaborative (TMC), the nation's leading network of independent mortgage lenders, banks, credit unions, and service providers, is proud to announce the appointment of Jodi Hall as its new Chief Executive Officer and President.
Data Indicates Possible Improvement in Affordability, says LenderLogix Q4 2024 Homebuyer Intelligence Report
eNewsChannels NEWS: -- LenderLogix, a leading provider of mortgage point-of-sale and automation software for banks, credit unions, independent mortgage banks, and brokers, today announced the release of the Homebuyer Intelligence Report, a quarterly summary of insights into borrower behavior during the home-buying process based on data collected by the LenderLogix suite of tools. The latest report covers data collected during the pre-approval and borrower application process in the fourth quarter (Q4) of 2024.
Down Payment Resource’s Q4 2024 HPI Report finds 2,466 homebuyer assistance programs available to support U.S. homeownership
eNewsChannels NEWS: -- Down Payment Resource (DPR), the housing industry authority on homebuyer assistance program data and solutions, today released its Q4 2024 Homeownership Program Index (HPI) report. The report saw the number of homebuyer assistance programs increase by 172 and the number of entities offering them increase by 75 year-over-year (YoY), bringing the total number of available programs to 2,466.
MCT Unveils MSRlive! 4.0 – Offering Ground-Breaking Enhancements to MSR Reporting and Transparency
eNewsChannels NEWS: -- Mortgage Capital Trading (MCT), the de facto leader in innovative mortgage capital markets technology, today announced the release of MSRlive! 4.0, a groundbreaking enhancement to its mortgage servicing rights (MSR) valuation platform. The latest version offers mortgage servicers an unprecedented level of transparency and business intelligence, equipping portfolio managers with powerful new tools to assess and optimize their
MCT Reports 16% Decrease in Mortgage Lock Volume Amid Market Dynamics for Dec. 2024
eNewsChannels NEWS: -- Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, announced today a 16.7% decrease in mortgage lock volume compared to the previous month. Industry professionals and market enthusiasts are encouraged to download the complete report to gain comprehensive insights into the evolving market dynamics.
ACES Quality Management Increases Financial Services QC Audit Volume by 15% in 2024, Expands New Client Acquisition by 66%
eNewsChannels NEWS: -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, has sought to support its customers through turbulent market conditions by providing critical technology innovations to its quality control audit suite.
December 2024 Mortgage Lock Data Reveals Year-Over-Year Increases Across All Loan Types Despite Seasonal Downturn
eNewsChannels NEWS: -- Optimal Blue today released its December 2024 Market Advantage mortgage data report, showcasing year-over-year (YoY) growth in mortgage activity, even as seasonal trends led to a month-over-month (MoM) decline in rate lock volumes. Overall, December mortgage lock volume was up 26% YoY, driven by an 18% increase in purchase locks, a 43% rise in cash-out refinances, and an 82% jump in rate-and-term refinances.
Mortgage industry webcast The Big Picture spotlights Council of FHLBanks CEO Ryan Donovan as guest
eNewsChannels NEWS: -- Top mortgage industry webcast The Big Picture, hosted by Rich Swerbinsky and Rob Chrisman and broadcast live every Thursday at 3 p.m. ET, next week features Ryan Donovan, president and chief executive officer of the Council of Federal Home Loan Banks, a trade association representing the positions and views of the Federal Home Loan Bank System.
CapitalW Collective and Polly Align to Support Women in Mortgage Capital Markets
eNewsChannels NEWS: -- CapitalW Collective, a trailblazing non-profit dedicated to advancing women and their allies in mortgage capital markets, proudly announces Polly as its first product and pricing engine (PPE) Diamond-level corporate sponsor. This alliance underscores CapitalW Collective's mission "to create more inclusive and dynamic mortgage capital markets, one woman and ally at a time."