KIRKLAND, Wash. -- A new tool called the LTC Outreach and Education Program (LTCOEP) promises to help human resource managers change their departments from cost centers to profit centers. The program does its bottom-line magic by helping employees cope with the productivity-draining prospect of caring for family members, such as aging parents, who can no longer care for themselves.

KIRKLAND, Wash. -- Long term care is starting to rival childcare as a problem affecting the business focus of American employees, according to LTC Financial Partners LLC, the nation's most experienced long term care insurance brokerage. As the American workforce ages, more employees may be called away to tend to an incapacitated adult than a needy child.

DETROIT, Mich. -- Long Term Care Resources (LTCR), the national leader in marketing LTC insurance through affinity groups, and the American Bar Insurance Plans (ABI), has developed a new, comprehensive, long term care planning kit for attorneys.

KIRKLAND, Wash. -- People seeking long term care insurance should buy it through an independent agent. That's what most experts advise. But there's a problem. "How do you find the right agent?" says Cameron Truesdell, CEO of LTC Financial Partners, the nation's most experienced long term care insurance brokerage.

KIRKLAND, Wash. -- Why don't more Americans buy long term care insurance? Decision paralysis. This is the conclusion of a study commissioned by the AARP Public Policy Institute. People throw up their hands and do nothing when faced with complexity that confounds even the experts: myriad policy choices from dozens of carriers that use different terms and definitions; regulations that vary from state to state; and price quotes that map poorly to benefit amounts, waiting periods, deductibles, duration of benefits, possible rate hikes, and inflation protection.