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retirement planningKIRKLAND, Wash. /eNewsChannels/ — Looking for a New Year’s resolution that’s not a sweat, like losing 15 pounds or going off cigarettes? “Consider resolving to investigate long-term care insurance,” says Denise Gott, National Sales Manager and Chairman of the Board of LTC Financial Partners, LLC (LTCFP). “It’s a snap to accomplish, takes just minutes, and you’ll breathe easier about your future.”

“New Year’s resolutions, when kept, can ease one’s conscience and make life better,” Gott points out. “One thing millions of Americans put off is planning for long-term care – for themselves, a spouse, or aging parents.” If you’re in this category, Gott offers an easy way to get started:

Resolve to take just one small step in 2012. This might be to –
* Find out the odds that you or a family member might someday need long-term care. You can accomplish this step just by going to – http://www.longtermcare.gov/LTC/Main_Site/index.aspx .

* Learn what long-term care costs in your area, should you have to pay for it yourself (if you don’t have LTC insurance). You can make good on this step just by playing with a calculator at .

* Get a quote to learn what a long-term care policy would cost you per month. Complete this step just by calling a professional who specializes in long-term care. The following specialists are available to help:

CA: Michael Scoles — 408-264-1759
CA: Todd Stein — 415-861-5088
CA: Paula Taylor — 510-763-5002
CA: Debra Rauser — 650-306-0240
CA: Laura Weber — 714-674-0190
CA: Bill Bargfrede — 800-449-1241
CA: Jeffrey Flanzer — 805-701-0085
CA: Sandra Stanley — 888-316-8919
CA: Phyllis Solgere — 909-627-5587
CA: Mavis Lombardi — 916-276-6994
CA: Sue Varenchik-Martz — 925-735-4341

CO: John Frederick — 303-726-7044
CO: Joan Saucerman — 719-598-1118

CT: Leonard Wik — 860-432-1870
CT: Steve Foss — 860-539-0674
CT: Richard Levine — 860-651-9976
CT: Larry Golfin — 860-677-4075

FL: Janet Washburn — 239-404-7590
FL: George Braddock — 305-378-8091
FL: Robin Wing — 386-462-7032
FL: Jane Henderson — 561-910-4272
FL: Mike Rou — 904-276-9583

GA: Amy Pollock — 404-237-1189
GA: Belen Hickman — 404-245-2444
GA: Nancy Dower — 678-525-6283

ID: Linda Hicks — 208-331-2803

IL: Bobbi Foster — 630-513-0034
IL: Cheri Davis — 773-531-0669

IN: Kirk Bennett — 260-969-1310

MD: Michael Markowitz — 410-455-0680

MI: Marybeth Bayer — 734-222-9882
MI: Tom Varner — 810-796-2405

MN: Gary Marx — 651-224-0709
MN: John Guinan — 651-646-2200
MN: Jennifer Ragborg — 952-898-2750

MO: Wendy Rinehart — 816-286-1297
MO: Keith Eisberg — 573-303-3007

NC: Milton Goldstein — 205-907-0670
NC: Carol DeLucia — 919-280-6106

NE: Larry Neuwirth — 308-635-2023
NE: Larry Heinert — 402-339-8643

NJ: Gary Melnikoff — 201-265-1958
NJ: Richard Landau — 201-476-0880
NJ: Michael B. FitzPatrick — 973-968-3394

NY: Ronald Brie — 212-799-3900
NY: Michael Robinson — 516-612-4936
NY: Ray Donnelly — 516-747-1809
NY: Gene Cutler — 516-869-6767
NY: Jay Charno — 516-935-4029
NY: Jennifer Lenihan — 631-262-7167
NY: Susan Lenihan — 631-262-7167
NY: Sheila White — 631-893-4040
NY: Dana Dee — 716-983-1316
NY: Peter Molnar — 800-588-9406
NY: Virginia Lee Kintz — 866-582-6074
NY: Steve Brefere — 914-234-7767

OH: Pattianne Baran — 216-409-0859
OH: John Cullen — 419-797-9210
OH: Denise Gott — 440-461-5131
OH: Sam Desiderio — 440-543-5814
OH: Michael Schadek — 614-554-5607
OH: Richard Katz — 614-866-0316

OK: Samuel Walker — 405-816-0868
OK: Terry Anderson — 620-805-2652

OR: Diane Steeves — 503-297-7677

PA: Anthony Camill — 412-445-6171
PA: Ted Soslow — 610 642 3332
PA: Cathy Allen — 610-588-0852
PA: Kevin Bressler — 610-783-6970

TN: Mark Wardell — 901-337-4146
TN: Teresa Will — 931-619-1852

TX: Cathy Flanagan — 214-221-2777
TX: Madeline Wade — 214-295-8926
TX: Kat Roebuck — 281-431-4033
TX: Kim Beckham — 361-579-9663
TX: Raetta Aleshire — 512-750-5754
TX: Kay Nettles — 713-466-4614
TX: Bill Holland — 817-283-7221

VA: Roy Smith — 540-868-2435
VA: Penny Gilbert — 703-281-0914
VA: James Meshanko — 703-295-0606
VA: Patricia O’Neill — 703-534-3255
VA: George Polizos — 757-291-8505
VA: Michael Zuchowski — 757-467-1354
VA: Joel James — 757-478-5819
VA: Linda Sotirion — 757-646-6820
VA: James Stallings — 757-714-7761

VT: Tod Warner — 802-985-4930

WA: Bill Kitchin — 206-524-8532
WA: Allison Payne — 206-755-2590
WA: Lucille Smith — 206-877-3456
WA: Philip Shields — 360-687-1838
WA: Jonas Roeser — 425-284-4863
WA: Helen Boyer — 425-557-5372
WA: Christine Khemis — 888-582-5364

WI: Laura Brukwicki — 414-324-5106
WI: Lynette Schiefer — 920-434-4559

WV: Deborah Bailey — 304-744-0111

Information about these and additional specialists may be found at http://www.ltcfp.com – LTCFP’s website. “People are often surprised at the affordable rate for essential features,” says Gott.

“Why not resolve to take at least one step such as the above in 2012?” Gott asks. “Or jump the gun and do it right now?”

LTC Financial Partners is one of the nation’s largest and most experienced agencies specializing in long-term care insurance. LTCFP is a co-founder and sponsor of the “3 in 4 Need More” campaign, which seeks to alert Americans to the long-term healthcare crisis, and to multiply the number protected by long-term care planning.

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